The Vacant Structure product provides coverage for vacant residential and commercial structures. Property limits up to $5 million and General Liability limits up to $1 million are available. Multiple policy term options and installment payments are also offered on most accounts.
The Vacant Structure product is insured by an “A” rated carrier, serviced by our team of experts and available with no premium commitment. We also offer competitive commissions, similar to those paid with direct appointments.
- Rate, quote and issue policies online
- Standard 12 month policy term, with short-term policies available
- Basic Form including vandalism
- Special Form including theft and excluding theft
- Premium installment payments available
- Vacant Structure policy can easily be converted to a Rental Dwelling policy
- Offered on an admitted basis in most states
- Direct bill to customers, with optional credit card payment method
- Residential dwellings and commercial buildings that are completely vacant
- All protection classes
- Structures undergoing repairs, remodeling, or renovations at 15 percent or less than the total completed value or purchase price
- Structures must have a value of at least $25 per square foot
- Mobile homes anchored or on a permanent foundation
- Individual condominiums or townhouse units
- Nationwide except Alaska and Hawaii
Our team is available at (800) 800 – 3907 should you need assistance in the application process or have questions about this product.