Claims Stories

Learn from real-world scenarios that highlight common missteps and how to avoid them during the claims process. This section equips agents and clients with practical insights to reduce delays, improve documentation and ensure smoother claim outcomes.

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Featured Resources

Guide / Report
7 Common Builders Risk Claim Mistakes (and How to Avoid Them)

Use these underwriting tips to dodge everyday errors when you issue your next policy.

Download now
7 Common Builders Risk Claim Mistakes (and How to Avoid Them)
On-Demand Webinar
Tips to Avoid Common Builders Risk Claim Pitfalls

Learn tips to get ahead of common mistakes that occur at policy issuance and avoid unpaid claims.

Watch now • 30 min
Tips to Avoid Common Builders Risk Claim Pitfalls
Article
Top 2 Tips for Hassle-Free Builders Risk Claims
Learn essential tactics to avoid builders risk insurance claim complications resulting from common changes for course of construction projects changes and occupancy.
Read more 5 min read
Top 2 Tips for Hassle-Free Builders Risk Claims

Commercial

Claim Stories: Occupancy Error with Warehouse Fire
Article, Video • 3 min
Claim Stories: Occupancy Error with Warehouse Fire
Read about a real-life claim story where an occupancy error led to a fire claim going unpaid.
Claim Stories: Missing and Inaccurate Project Documentation
Article, Video
Claim Stories: Missing and Inaccurate Project Documentation
Read this real-life story where an incorrect address, missing cost breakdown and misunderstanding coverage led to an unpaid theft loss.
Builders Risk Insurance: Lessons Learned from Claim Setbacks
Article, Video • 8 min
Builders Risk Insurance: Lessons Learned from Claim Setbacks
As an agent, it's a hard day when clients don't receive expected payment for a loss due to a policy issuance error. Read this article for real claim stories and eight lessons learned to help you avoid similar mistakes.
Top 2 Tips for Hassle-Free Builders Risk Claims
Article • 5 min read
Top 2 Tips for Hassle-Free Builders Risk Claims
Learn essential tactics to avoid builders risk insurance claim complications resulting from common changes for course of construction projects changes and occupancy.
5 Coverage and Policy Nuances Revealed
Article, Video • 2 min read
5 Coverage and Policy Nuances Revealed
Learn the truth behind five builders risk and property policy misconceptions.
7 Common Builders Risk Claim Mistakes (and How to Avoid Them)
Guide / Report
7 Common Builders Risk Claim Mistakes (and How to Avoid Them)

Use these underwriting tips to dodge everyday errors when you issue your next policy.

3 Builders Risk Policy Details You Need to Master
Article, Video
3 Builders Risk Policy Details You Need to Master
Discover three finer points of a construction policy that can make or break clients' coverage.
Why Correct Address Matters on Builders Risk Application
Article, Video • 2 min
Why Correct Address Matters on Builders Risk Application
Watch this video or read the transcript to learn how listing the wrong address can derail builders risk coverage and tips to avoid errors.
6 Steps to Avoid Common Policy Issuance Pitfalls
Article, Video • 4 min read
6 Steps to Avoid Common Policy Issuance Pitfalls
Discover tactics you can use to avoid common claim missteps and protect your clients.
6 Unusual Builders Risk Coverages Not to Pass On
Article, Video
6 Unusual Builders Risk Coverages Not to Pass On
Familiarize yourself with these commonly overlooked coverages to save the day for clients.
Builders Risk Insurance
Article
Builders Risk Insurance
Learn the ins and outs of builders risk coverage with this comprehensive guide.
Construction Insurance – 8 Coverages for Builders
Article
Construction Insurance – 8 Coverages for Builders
Explore eight construction insurance options exclusively for builders and contractors in this article from US Assure.
When Builders Risk Coverage Begins and Ends
Article, Video • 6 min
When Builders Risk Coverage Begins and Ends
Learn when builders risk should be in place and the conditions that trigger the end of coverage for both policy forms.
Builders Risk Insurance: It's Not Just for New Construction
Article • 3 min read
Builders Risk Insurance: It's Not Just for New Construction
Learn how builders risk insurance can provide coverage beyond new construction projects.
9 Misconceptions About Online Builders Risk Policy Issuance
Article, Video
9 Misconceptions About Online Builders Risk Policy Issuance
Uncover the truth behind misunderstandings of online policy issuance with US Assure.
How Increasing Catastrophes Impact Builders Risk Agents
Article, Video • 5 min read
How Increasing Catastrophes Impact Builders Risk Agents
Weather catastrophes are occurring more frequently and with more severity. Read this brief blog to find out how this impacts the job of a builders risk agent.
How to Choose the Right Builders Risk Insurance Policy for Your Contractor
Article
How to Choose the Right Builders Risk Insurance Policy for Your Contractor
Answer these four questions to help decide the right coverage for commercial clients.
3 Scenarios When You Should Pitch Premises Liability with Builders Risk Insurance
Article
3 Scenarios When You Should Pitch Premises Liability with Builders Risk Insurance
Uncover how and when to cross-sell premises liability with builders risk.
Builders Risk Insurance: 3 Top Loss Trends and What Agents Can Do
Article, Video
Builders Risk Insurance: 3 Top Loss Trends and What Agents Can Do
Discover the most common causes of course of construction loss and learn steps to mitigate the risk.
Demystifying Builders Risk Policy Renewals and Extensions
Article, Video • 2 min
Demystifying Builders Risk Policy Renewals and Extensions
Watch this video or read the transcript to learn how and when you can requests renewals and extensions with the Builders Risk Plan insured by Zurich.
Who Buys Builders Risk Insurance
Article • 2 min read
Who Buys Builders Risk Insurance
Find out what personal and commercial lines clients qualify for course of construction coverage.
12 Builders Risk Insurance Endorsements Explained
Article
12 Builders Risk Insurance Endorsements Explained
Get an overview of residential and commercial builders risk endorsements offered by US Assure that can improve the scope of course of construction insurance.
Claim Stories: Anticipated Completion Date Change
Article, Video • 4 min
Claim Stories: Anticipated Completion Date Change
Read this real-life claim story about the impact of an unreported anticipated completion date change.
Tips to Avoid Common Builders Risk Claim Pitfalls
On-Demand Webinar • 30 min
Tips to Avoid Common Builders Risk Claim Pitfalls

Learn tips to get ahead of common mistakes that occur at policy issuance and avoid unpaid claims.

Residential

Claim Stories: Missing Existing Structure Coverage on Home Remodel
Article, Video • 5 min
Claim Stories: Missing Existing Structure Coverage on Home Remodel
Read this real-life story about how improperly entering coverage values led to an underpaid claim.
Claim Stories: Invalid Address and Percentage Complete
Article, Video • 4 min read
Claim Stories: Invalid Address and Percentage Complete
Read about a real-life claim story where an incorrect address and percentage complete error led to an unpaid hail claim.
Claim Stories: Missing Reports on Reporting Form Policy
Article, Video • 6 min
Claim Stories: Missing Reports on Reporting Form Policy
Read this real-life claim story about the impact of missing reports on a fire loss with a reporting form policy.
Top 2 Tips for Hassle-Free Builders Risk Claims
Article • 5 min read
Top 2 Tips for Hassle-Free Builders Risk Claims
Learn essential tactics to avoid builders risk insurance claim complications resulting from common changes for course of construction projects changes and occupancy.
5 Coverage and Policy Nuances Revealed
Article, Video • 2 min read
5 Coverage and Policy Nuances Revealed
Learn the truth behind five builders risk and property policy misconceptions.
7 Tips to Avoid Common Residential Builders Risk Insurance Mistakes
Article
7 Tips to Avoid Common Residential Builders Risk Insurance Mistakes
Equip yourself with seven expert insights to navigate claim pitfalls.
7 Common Builders Risk Claim Mistakes (and How to Avoid Them)
Guide / Report
7 Common Builders Risk Claim Mistakes (and How to Avoid Them)

Use these underwriting tips to dodge everyday errors when you issue your next policy.

3 Builders Risk Policy Details You Need to Master
Article, Video
3 Builders Risk Policy Details You Need to Master
Discover three finer points of a construction policy that can make or break clients' coverage.
Builders Risk Insurance: Lessons Learned from Claim Setbacks
Article, Video • 8 min
Builders Risk Insurance: Lessons Learned from Claim Setbacks
As an agent, it's a hard day when clients don't receive expected payment for a loss due to a policy issuance error. Read this article for real claim stories and eight lessons learned to help you avoid similar mistakes.
Why Correct Address Matters on Builders Risk Application
Article, Video • 2 min
Why Correct Address Matters on Builders Risk Application
Watch this video or read the transcript to learn how listing the wrong address can derail builders risk coverage and tips to avoid errors.
6 Steps to Avoid Common Policy Issuance Pitfalls
Article, Video • 4 min read
6 Steps to Avoid Common Policy Issuance Pitfalls
Discover tactics you can use to avoid common claim missteps and protect your clients.
6 Unusual Builders Risk Coverages Not to Pass On
Article, Video
6 Unusual Builders Risk Coverages Not to Pass On
Familiarize yourself with these commonly overlooked coverages to save the day for clients.
Builders Risk Insurance
Article
Builders Risk Insurance
Learn the ins and outs of builders risk coverage with this comprehensive guide.
Construction Insurance – 8 Coverages for Builders
Article
Construction Insurance – 8 Coverages for Builders
Explore eight construction insurance options exclusively for builders and contractors in this article from US Assure.
When Builders Risk Coverage Begins and Ends
Article, Video • 6 min
When Builders Risk Coverage Begins and Ends
Learn when builders risk should be in place and the conditions that trigger the end of coverage for both policy forms.
Builders Risk Insurance: It's Not Just for New Construction
Article • 3 min read
Builders Risk Insurance: It's Not Just for New Construction
Learn how builders risk insurance can provide coverage beyond new construction projects.
9 Misconceptions About Online Builders Risk Policy Issuance
Article, Video
9 Misconceptions About Online Builders Risk Policy Issuance
Uncover the truth behind misunderstandings of online policy issuance with US Assure.
How Increasing Catastrophes Impact Builders Risk Agents
Article, Video • 5 min read
How Increasing Catastrophes Impact Builders Risk Agents
Weather catastrophes are occurring more frequently and with more severity. Read this brief blog to find out how this impacts the job of a builders risk agent.
How to Choose the Right Builders Risk Insurance Policy for Your Contractor
Article
How to Choose the Right Builders Risk Insurance Policy for Your Contractor
Answer these four questions to help decide the right coverage for commercial clients.
3 Scenarios When You Should Pitch Premises Liability with Builders Risk Insurance
Article
3 Scenarios When You Should Pitch Premises Liability with Builders Risk Insurance
Uncover how and when to cross-sell premises liability with builders risk.
Builders Risk Insurance: 3 Top Loss Trends and What Agents Can Do
Article, Video
Builders Risk Insurance: 3 Top Loss Trends and What Agents Can Do
Discover the most common causes of course of construction loss and learn steps to mitigate the risk.
Demystifying Builders Risk Policy Renewals and Extensions
Article, Video • 2 min
Demystifying Builders Risk Policy Renewals and Extensions
Watch this video or read the transcript to learn how and when you can requests renewals and extensions with the Builders Risk Plan insured by Zurich.
Builders Risk Insurance for Homeowners: Why is it needed?
Article, Video
Builders Risk Insurance for Homeowners: Why is it needed?
Discover four reasons why homeowners need builders risk insurance during new construction or remodeling.
Who Buys Builders Risk Insurance
Article • 2 min read
Who Buys Builders Risk Insurance
Find out what personal and commercial lines clients qualify for course of construction coverage.
12 Builders Risk Insurance Endorsements Explained
Article
12 Builders Risk Insurance Endorsements Explained
Get an overview of residential and commercial builders risk endorsements offered by US Assure that can improve the scope of course of construction insurance.
Claim Stories: Flawed Remodel Project Summary
Article, Video • 4 min
Claim Stories: Flawed Remodel Project Summary
Read this real-life story where a vague remodeling project description led to nonrenewal of builders risk coverage.
Claim Stories: Undisclosed Fire Losses for Remodeling Builders Risk
Article, Video • 4 min
Claim Stories: Undisclosed Fire Losses for Remodeling Builders Risk
Read this real-life story where undisclosed structural fire losses on a remodel led to a rescission of builders risk coverage.
Tips to Avoid Common Builders Risk Claim Pitfalls
On-Demand Webinar • 30 min
Tips to Avoid Common Builders Risk Claim Pitfalls

Learn tips to get ahead of common mistakes that occur at policy issuance and avoid unpaid claims.

Claim Stories: Fire During Remodeling
Article, Video • 5 min
Claim Stories: Fire During Remodeling

Imagine experiencing a total loss during renovation when coverage for the existing structure was not secured.
Watch this video to find out what happened.

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